California Auto Loan Calculator
Calculate your car payment in California with 7.25% state sales tax (up to 10.8% with local). See monthly payment, total interest, and total cost.
How This Calculator Works
Calculation methodology and assumptions
Auto loan calculation for California. California's state sales tax of 7.25% is applied to the vehicle price minus trade-in value. Local taxes may add up to 3.5% more. Monthly payment uses standard amortization: P × [r(1+r)^n] / [(1+r)^n - 1].
Key State Information
California auto buying facts: State sales tax 7.25%, up to 3.5% additional local tax. Average car insurance in California: $2,290/year. On a $35,000 vehicle, California sales tax alone is $2,538.
Frequently Asked Questions
How much is sales tax on a car in California?
California's state sales tax rate is 7.25%. Local jurisdictions can add up to 3.5% more, for a maximum combined rate of 10.8%. On a $35,000 car, state sales tax is approximately $2,538.
What is the average car insurance cost in California?
The average annual car insurance premium in California is $2,290, or about $191/month. This is above the national average.