Hawaii Auto Loan Calculator
Calculate your car payment in Hawaii with 4% state sales tax (up to 4.5% with local). See monthly payment, total interest, and total cost.
How This Calculator Works
Calculation methodology and assumptions
Auto loan calculation for Hawaii. Hawaii's state sales tax of 4% is applied to the vehicle price minus trade-in value. Local taxes may add up to 0.5% more. Monthly payment uses standard amortization: P × [r(1+r)^n] / [(1+r)^n - 1].
Key State Information
Hawaii auto buying facts: State sales tax 4%, up to 0.5% additional local tax. Average car insurance in Hawaii: $1,380/year. On a $35,000 vehicle, Hawaii sales tax alone is $1,400.
Frequently Asked Questions
How much is sales tax on a car in Hawaii?
Hawaii's state sales tax rate is 4%. Local jurisdictions can add up to 0.5% more, for a maximum combined rate of 4.5%. On a $35,000 car, state sales tax is approximately $1,400.
What is the average car insurance cost in Hawaii?
The average annual car insurance premium in Hawaii is $1,380, or about $115/month. This is below the national average.