North Dakota Auto Loan Calculator
Calculate your car payment in North Dakota with 5% state sales tax (up to 8.5% with local). See monthly payment, total interest, and total cost.
How This Calculator Works
Calculation methodology and assumptions
Auto loan calculation for North Dakota. North Dakota's state sales tax of 5% is applied to the vehicle price minus trade-in value. Local taxes may add up to 3.5% more. Monthly payment uses standard amortization: P × [r(1+r)^n] / [(1+r)^n - 1].
Key State Information
North Dakota auto buying facts: State sales tax 5%, up to 3.5% additional local tax. Average car insurance in North Dakota: $1,350/year. On a $35,000 vehicle, North Dakota sales tax alone is $1,750.
Frequently Asked Questions
How much is sales tax on a car in North Dakota?
North Dakota's state sales tax rate is 5%. Local jurisdictions can add up to 3.5% more, for a maximum combined rate of 8.5%. On a $35,000 car, state sales tax is approximately $1,750.
What is the average car insurance cost in North Dakota?
The average annual car insurance premium in North Dakota is $1,350, or about $113/month. This is below the national average.