📋 Closing Cost Calculators Indiana

Indiana Closing Cost Calculator

Estimate Indiana closing costs for buyers and sellers. Transfer tax: 0%. Average total: 2.5% of price.

Free — No Sign-up Verified Data Editorially Reviewed Updated
Indiana Quick Facts
3.0% Income Tax Rate
0.85% Property Tax Rate
$61,944 Median Income
90.5 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Closing costs in Indiana typically range from 2% to 3% of the purchase price. This calculator estimates individual line items including title insurance (0.5% of price), transfer taxes (0% in Indiana), recording fees, loan origination fees (1% of loan), appraisal, inspection, and escrow/prepaids. Indiana does not require an attorney for closings, though one is recommended.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice
Data Source
Bankrate, State Dept. of Revenue
View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much are closing costs in Indiana?

Closing costs in Indiana average 2.5% of the purchase price. On a $225,000 home, that's approximately $5,625.

Does Indiana have transfer taxes?

Indiana does not impose a transfer tax on real estate transactions.

Do I need an attorney to close in Indiana?

No, Indiana does not require an attorney for real estate closings, though having one is recommended for complex transactions.

Who pays closing costs in Indiana?

In Indiana, both buyers and sellers have closing costs. Buyers typically pay loan-related fees, appraisal, inspection, and their share of prepaids. Sellers usually pay real estate agent commissions and their share of transfer taxes. Some costs are negotiable between the parties.

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