Oregon Closing Cost Calculator
Estimate Oregon closing costs for buyers and sellers. Transfer tax: 0%. Average total: 2.4% of price.
How This Calculator Works
Calculation methodology and assumptions
Closing costs in Oregon typically range from 1.9% to 2.9% of the purchase price. This calculator estimates individual line items including title insurance (0.5% of price), transfer taxes (0% in Oregon), recording fees, loan origination fees (1% of loan), appraisal, inspection, and escrow/prepaids. Oregon does not require an attorney for closings, though one is recommended.
Frequently Asked Questions
How much are closing costs in Oregon?
Closing costs in Oregon average 2.4% of the purchase price. On a $480,000 home, that's approximately $11,520.
Does Oregon have transfer taxes?
Oregon does not impose a transfer tax on real estate transactions.
Do I need an attorney to close in Oregon?
No, Oregon does not require an attorney for real estate closings, though having one is recommended for complex transactions.
Who pays closing costs in Oregon?
In Oregon, both buyers and sellers have closing costs. Buyers typically pay loan-related fees, appraisal, inspection, and their share of prepaids. Sellers usually pay real estate agent commissions and their share of transfer taxes. Some costs are negotiable between the parties.
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