📋 Closing Cost Calculators West Virginia

West Virginia Closing Cost Calculator

Estimate West Virginia closing costs for buyers and sellers. Transfer tax: 0.22%. Average total: 2.8% of price.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

West Virginia Quick Facts

5.1% Income Tax Rate

0.58% Property Tax Rate

$48,850 Median Income

84.1 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Closing costs in West Virginia typically range from 2.3% to 3.3% of the purchase price. This calculator estimates individual line items including title insurance (0.5% of price), transfer taxes (0.22% in West Virginia), recording fees, loan origination fees (1% of loan), appraisal, inspection, and escrow/prepaids. West Virginia requires an attorney for real estate closings.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Bankrate, State Dept. of Revenue

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much are closing costs in West Virginia?

Closing costs in West Virginia average 2.8% of the purchase price. On a $135,000 home, that's approximately $3,780.

Does West Virginia have transfer taxes?

Yes, West Virginia has a transfer tax of 0.22% of the sale price. On a $135,000 sale, that's $297.

Do I need an attorney to close in West Virginia?

Yes, West Virginia is an "attorney state" — you are required to have an attorney present at closing.

Who pays closing costs in West Virginia?

In West Virginia, both buyers and sellers have closing costs. Buyers typically pay loan-related fees, appraisal, inspection, and their share of prepaids. Sellers usually pay real estate agent commissions and their share of transfer taxes. Some costs are negotiable between the parties.