🏙️ Cost of Living Calculators Kentucky

Kentucky Cost of Living Calculator

Compare Kentucky cost of living (index: 90.3). Calculate equivalent salary needed when moving to or from Kentucky.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Kentucky Quick Facts

4.0% Income Tax Rate

0.86% Property Tax Rate

$55,573 Median Income

90.3 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

This calculator compares purchasing power between locations using cost of living indices. Kentucky's cost of living index is 90.3 (100 = national average). The equivalent salary is calculated as: Current Salary × (Target COL / Current COL). Tax differences are also factored in to show the net financial impact of relocating.

Key State Information

Kentucky cost of living index: 90.3. Kentucky is close to the national average in overall cost. Median household income: $55,573. Median 2BR rent: $860/month.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Missouri Economic Research Center, BEA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

What is the cost of living in Kentucky?

Kentucky's cost of living index is 90.3, where 100 is the national average. This means living in Kentucky costs about 10% less than the national average.

Is Kentucky expensive to live in?

Kentucky has a moderate cost of living, close to the national average. Median home price: $195,000.

How much do I need to earn in Kentucky to live comfortably?

Based on a cost of living index of 90.3 and the 50-30-20 budgeting rule, a comfortable salary in Kentucky would be approximately $31,063/year for a single person renting a 2BR apartment.