📈 Investment & Retirement Calculators Arizona

Arizona Retirement Calculator

Plan your retirement in Arizona. Factor in higher cost of living and state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Arizona Quick Facts

2.5% Income Tax Rate

0.62% Property Tax Rate

$72,581 Median Income

102.2 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for Arizona. Arizona has a flat 2.5% state income tax on retirement income. Cost of living index: 102.2 (100 = national avg). Desired income is pre-filled based on 80% of Arizona's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in Arizona: Arizona has a flat 2.5% state income tax on retirement income. Cost of living: 102.2/100. Property tax: 0.62%. Median home: $380,000. Average home insurance: $2,080/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is Arizona a good state to retire in?

Arizona has relatively low taxes, making it favorable for retirees. Cost of living is near the national average. Median home price: $380,000.

How much do I need to retire in Arizona?

Using the 4% rule, to generate $4,839/month (80% of Arizona median income) you'd need approximately $1,451,620 saved. Adjust up or down based on your lifestyle and housing costs.