📈 Investment & Retirement Calculators Delaware

Delaware Retirement Calculator

Plan your retirement in Delaware. Factor in higher cost of living and state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Delaware Quick Facts

6.6% Income Tax Rate

0.57% Property Tax Rate

$72,724 Median Income

101.5 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for Delaware. Delaware taxes retirement income at rates up to 6.6%. Cost of living index: 101.5 (100 = national avg). Desired income is pre-filled based on 80% of Delaware's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in Delaware: Delaware taxes retirement income at rates up to 6.6%. Cost of living: 101.5/100. Property tax: 0.57%. Median home: $330,000. Average home insurance: $1,150/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is Delaware a good state to retire in?

Delaware's state income tax of up to 6.6% may reduce retirement income significantly. Cost of living is near the national average. Median home price: $330,000.

How much do I need to retire in Delaware?

Using the 4% rule, to generate $4,848/month (80% of Delaware median income) you'd need approximately $1,454,480 saved. Adjust up or down based on your lifestyle and housing costs.