📈 Investment & Retirement Calculators Georgia

Georgia Retirement Calculator

Plan your retirement in Georgia. Factor in lower cost of living and state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Georgia Quick Facts

5.5% Income Tax Rate

0.92% Property Tax Rate

$65,030 Median Income

93.4 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for Georgia. Georgia taxes retirement income at rates up to 5.49%. Cost of living index: 93.4 (100 = national avg). Desired income is pre-filled based on 80% of Georgia's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in Georgia: Georgia taxes retirement income at rates up to 5.49%. Cost of living: 93.4/100. Property tax: 0.92%. Median home: $320,000. Average home insurance: $2,050/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is Georgia a good state to retire in?

Georgia's state income tax of up to 5.49% may reduce retirement income significantly. Cost of living is near the national average. Median home price: $320,000.

How much do I need to retire in Georgia?

Using the 4% rule, to generate $4,335/month (80% of Georgia median income) you'd need approximately $1,300,600 saved. Adjust up or down based on your lifestyle and housing costs.