📈 Investment & Retirement Calculators Idaho

Idaho Retirement Calculator

Plan your retirement in Idaho. Factor in lower cost of living and state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Idaho Quick Facts

5.8% Income Tax Rate

0.69% Property Tax Rate

$63,377 Median Income

97.7 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for Idaho. Idaho has a flat 5.8% state income tax on retirement income. Cost of living index: 97.7 (100 = national avg). Desired income is pre-filled based on 80% of Idaho's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in Idaho: Idaho has a flat 5.8% state income tax on retirement income. Cost of living: 97.7/100. Property tax: 0.69%. Median home: $420,000. Average home insurance: $1,380/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is Idaho a good state to retire in?

Idaho's state income tax of up to 5.8% may reduce retirement income significantly. Cost of living is near the national average. Median home price: $420,000.

How much do I need to retire in Idaho?

Using the 4% rule, to generate $4,225/month (80% of Idaho median income) you'd need approximately $1,267,540 saved. Adjust up or down based on your lifestyle and housing costs.