📈 Investment & Retirement Calculators Indiana

Indiana Retirement Calculator

Plan your retirement in Indiana. Factor in lower cost of living and state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Indiana Quick Facts

3.0% Income Tax Rate

0.85% Property Tax Rate

$61,944 Median Income

90.5 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for Indiana. Indiana has a flat 3.05% state income tax on retirement income. Cost of living index: 90.5 (100 = national avg). Desired income is pre-filled based on 80% of Indiana's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in Indiana: Indiana has a flat 3.05% state income tax on retirement income. Cost of living: 90.5/100. Property tax: 0.85%. Median home: $225,000. Average home insurance: $1,540/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is Indiana a good state to retire in?

Indiana has relatively low taxes, making it favorable for retirees. Cost of living is near the national average. Median home price: $225,000.

How much do I need to retire in Indiana?

Using the 4% rule, to generate $4,130/month (80% of Indiana median income) you'd need approximately $1,238,880 saved. Adjust up or down based on your lifestyle and housing costs.