📈 Investment & Retirement Calculators Louisiana

Louisiana Retirement Calculator

Plan your retirement in Louisiana. Factor in lower cost of living and state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Louisiana Quick Facts

4.3% Income Tax Rate

0.55% Property Tax Rate

$52,295 Median Income

91.1 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for Louisiana. Louisiana taxes retirement income at rates up to 4.25%. Cost of living index: 91.1 (100 = national avg). Desired income is pre-filled based on 80% of Louisiana's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in Louisiana: Louisiana taxes retirement income at rates up to 4.25%. Cost of living: 91.1/100. Property tax: 0.55%. Median home: $195,000. Average home insurance: $3,200/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is Louisiana a good state to retire in?

Louisiana's state income tax of up to 4.25% may reduce retirement income significantly. Cost of living is near the national average. Median home price: $195,000.

How much do I need to retire in Louisiana?

Using the 4% rule, to generate $3,486/month (80% of Louisiana median income) you'd need approximately $1,045,900 saved. Adjust up or down based on your lifestyle and housing costs.