📈 Investment & Retirement Calculators North Dakota

North Dakota Retirement Calculator

Plan your retirement in North Dakota. Factor in lower cost of living and state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

North Dakota Quick Facts

1.9% Income Tax Rate

0.98% Property Tax Rate

$68,131 Median Income

92.5 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for North Dakota. North Dakota has a flat 1.95% state income tax on retirement income. Cost of living index: 92.5 (100 = national avg). Desired income is pre-filled based on 80% of North Dakota's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in North Dakota: North Dakota has a flat 1.95% state income tax on retirement income. Cost of living: 92.5/100. Property tax: 0.98%. Median home: $250,000. Average home insurance: $2,050/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is North Dakota a good state to retire in?

North Dakota has relatively low taxes, making it favorable for retirees. Cost of living is near the national average. Median home price: $250,000.

How much do I need to retire in North Dakota?

Using the 4% rule, to generate $4,542/month (80% of North Dakota median income) you'd need approximately $1,362,620 saved. Adjust up or down based on your lifestyle and housing costs.