📈 Investment & Retirement Calculators Oklahoma

Oklahoma Retirement Calculator

Plan your retirement in Oklahoma. Factor in lower cost of living and state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Oklahoma Quick Facts

4.8% Income Tax Rate

0.90% Property Tax Rate

$55,826 Median Income

86.6 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for Oklahoma. Oklahoma taxes retirement income at rates up to 4.75%. Cost of living index: 86.6 (100 = national avg). Desired income is pre-filled based on 80% of Oklahoma's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in Oklahoma: Oklahoma taxes retirement income at rates up to 4.75%. Cost of living: 86.6/100. Property tax: 0.9%. Median home: $195,000. Average home insurance: $3,300/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is Oklahoma a good state to retire in?

Oklahoma's state income tax of up to 4.75% may reduce retirement income significantly. Cost of living is below average (very affordable!). Median home price: $195,000.

How much do I need to retire in Oklahoma?

Using the 4% rule, to generate $3,722/month (80% of Oklahoma median income) you'd need approximately $1,116,520 saved. Adjust up or down based on your lifestyle and housing costs.