📈 Investment & Retirement Calculators Oregon

Oregon Retirement Calculator

Plan your retirement in Oregon. Factor in higher cost of living and state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Oregon Quick Facts

9.9% Income Tax Rate

0.97% Property Tax Rate

$70,084 Median Income

113.1 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for Oregon. Oregon taxes retirement income at rates up to 9.9%. Cost of living index: 113.1 (100 = national avg). Desired income is pre-filled based on 80% of Oregon's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in Oregon: Oregon taxes retirement income at rates up to 9.9%. Cost of living: 113.1/100. Property tax: 0.97%. Median home: $480,000. Average home insurance: $1,200/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is Oregon a good state to retire in?

Oregon's state income tax of up to 9.9% may reduce retirement income significantly. Cost of living is above average. Median home price: $480,000.

How much do I need to retire in Oregon?

Using the 4% rule, to generate $4,672/month (80% of Oregon median income) you'd need approximately $1,401,680 saved. Adjust up or down based on your lifestyle and housing costs.