📈 Investment & Retirement Calculators Utah

Utah Retirement Calculator

Plan your retirement in Utah. Factor in higher cost of living and state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Utah Quick Facts

4.7% Income Tax Rate

0.63% Property Tax Rate

$79,449 Median Income

101.3 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for Utah. Utah has a flat 4.65% state income tax on retirement income. Cost of living index: 101.3 (100 = national avg). Desired income is pre-filled based on 80% of Utah's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in Utah: Utah has a flat 4.65% state income tax on retirement income. Cost of living: 101.3/100. Property tax: 0.63%. Median home: $470,000. Average home insurance: $1,200/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is Utah a good state to retire in?

Utah's state income tax of up to 4.65% may reduce retirement income significantly. Cost of living is near the national average. Median home price: $470,000.

How much do I need to retire in Utah?

Using the 4% rule, to generate $5,297/month (80% of Utah median income) you'd need approximately $1,588,980 saved. Adjust up or down based on your lifestyle and housing costs.