📈 Investment & Retirement Calculators Vermont

Vermont Retirement Calculator

Plan your retirement in Vermont. Factor in higher cost of living and state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Vermont Quick Facts

8.8% Income Tax Rate

1.90% Property Tax Rate

$65,792 Median Income

114.5 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for Vermont. Vermont taxes retirement income at rates up to 8.75%. Cost of living index: 114.5 (100 = national avg). Desired income is pre-filled based on 80% of Vermont's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in Vermont: Vermont taxes retirement income at rates up to 8.75%. Cost of living: 114.5/100. Property tax: 1.9%. Median home: $350,000. Average home insurance: $1,280/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is Vermont a good state to retire in?

Vermont's state income tax of up to 8.75% may reduce retirement income significantly. Cost of living is above average. Median home price: $350,000.

How much do I need to retire in Vermont?

Using the 4% rule, to generate $4,386/month (80% of Vermont median income) you'd need approximately $1,315,840 saved. Adjust up or down based on your lifestyle and housing costs.