📈 Investment & Retirement Calculators Washington

Washington Retirement Calculator

Plan your retirement in Washington. Factor in higher cost of living and no state income tax. Free calculator.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Washington Quick Facts

None Income Tax Rate

1.03% Property Tax Rate

$82,228 Median Income

110.7 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Retirement planning for Washington. Washington has no state income tax — a major advantage for retirees. Cost of living index: 110.7 (100 = national avg). Desired income is pre-filled based on 80% of Washington's median household income, adjusted for local costs. Uses compound growth with 4% safe withdrawal rate.

Key State Information

Retiring in Washington: Washington has no state income tax — a major advantage for retirees. Cost of living: 110.7/100. Property tax: 1.03%. Median home: $560,000. As a no-income-tax state, Washington is among the most popular retirement destinations. Average home insurance: $1,420/yr.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Tax Foundation, SSA

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

Is Washington a good state to retire in?

Yes, Washington is very popular with retirees because it has no state income tax. Cost of living is above average. Median home price: $560,000.

How much do I need to retire in Washington?

Using the 4% rule, to generate $5,482/month (80% of Washington median income) you'd need approximately $1,644,560 saved. Adjust up or down based on your lifestyle and housing costs.