🏦 Mortgage Calculators Kansas

How Much House Can I Afford in Kansas?

Find out how much house you can afford in Kansas with 1.41% property tax. Uses 28/36 rule with Kansas-specific data.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Kansas Quick Facts

5.7% Income Tax Rate

1.41% Property Tax Rate

$64,521 Median Income

86.3 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Calculates home affordability in Kansas using the 28/36 rule. Maximum 28% of gross monthly income for housing (PITI). Includes Kansas's effective property tax rate of 1.41% and average home insurance of $2,900/year. Median home price in Kansas: $215,000.

Key State Information

Kansas housing market: Median home price $215,000 | Property tax rate 1.41% | Avg home insurance $2,900/yr | Median household income $64,521. Home prices are moderate relative to income.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Zillow, Tax Foundation

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much house can I afford on the median income in Kansas?

With Kansas's median household income of $64,521 and a 10% down payment, you can typically afford a home priced around $225,824-$290,345 depending on debts and interest rates. The median home in Kansas costs $215,000.

What is the property tax rate in Kansas?

Kansas's effective property tax rate is 1.41%. On a $215,000 home, that's approximately $3,032/year or $253/month.