🏦 Mortgage Calculators New Hampshire

How Much House Can I Afford in New Hampshire?

Find out how much house you can afford in New Hampshire with 2.18% property tax. Uses 28/36 rule with New Hampshire-specific data.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

New Hampshire Quick Facts

None Income Tax Rate

2.18% Property Tax Rate

$83,449 Median Income

112.6 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Calculates home affordability in New Hampshire using the 28/36 rule. Maximum 28% of gross monthly income for housing (PITI). Includes New Hampshire's effective property tax rate of 2.18% and average home insurance of $1,280/year. Median home price in New Hampshire: $430,000.

Key State Information

New Hampshire housing market: Median home price $430,000 | Property tax rate 2.18% | Avg home insurance $1,280/yr | Median household income $83,449. Homes are expensive relative to income.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Zillow, Tax Foundation

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much house can I afford on the median income in New Hampshire?

With New Hampshire's median household income of $83,449 and a 10% down payment, you can typically afford a home priced around $292,072-$375,521 depending on debts and interest rates. The median home in New Hampshire costs $430,000.

What is the property tax rate in New Hampshire?

New Hampshire's effective property tax rate is 2.18%. On a $430,000 home, that's approximately $9,374/year or $781/month.