🏦 Mortgage Calculators Oklahoma

How Much House Can I Afford in Oklahoma?

Find out how much house you can afford in Oklahoma with 0.9% property tax. Uses 28/36 rule with Oklahoma-specific data.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Oklahoma Quick Facts

4.8% Income Tax Rate

0.90% Property Tax Rate

$55,826 Median Income

86.6 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Calculates home affordability in Oklahoma using the 28/36 rule. Maximum 28% of gross monthly income for housing (PITI). Includes Oklahoma's effective property tax rate of 0.9% and average home insurance of $3,300/year. Median home price in Oklahoma: $195,000.

Key State Information

Oklahoma housing market: Median home price $195,000 | Property tax rate 0.9% | Avg home insurance $3,300/yr | Median household income $55,826. Home prices are moderate relative to income.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Zillow, Tax Foundation

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much house can I afford on the median income in Oklahoma?

With Oklahoma's median household income of $55,826 and a 10% down payment, you can typically afford a home priced around $195,391-$251,217 depending on debts and interest rates. The median home in Oklahoma costs $195,000.

What is the property tax rate in Oklahoma?

Oklahoma's effective property tax rate is 0.9%. On a $195,000 home, that's approximately $1,755/year or $146/month.