🏦 Mortgage Calculators South Carolina

How Much House Can I Afford in South Carolina?

Find out how much house you can afford in South Carolina with 0.57% property tax. Uses 28/36 rule with South Carolina-specific data.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

South Carolina Quick Facts

6.4% Income Tax Rate

0.57% Property Tax Rate

$56,227 Median Income

95 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Calculates home affordability in South Carolina using the 28/36 rule. Maximum 28% of gross monthly income for housing (PITI). Includes South Carolina's effective property tax rate of 0.57% and average home insurance of $2,650/year. Median home price in South Carolina: $280,000.

Key State Information

South Carolina housing market: Median home price $280,000 | Property tax rate 0.57% | Avg home insurance $2,650/yr | Median household income $56,227. Home prices are moderate relative to income.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Zillow, Tax Foundation

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much house can I afford on the median income in South Carolina?

With South Carolina's median household income of $56,227 and a 10% down payment, you can typically afford a home priced around $196,795-$253,022 depending on debts and interest rates. The median home in South Carolina costs $280,000.

What is the property tax rate in South Carolina?

South Carolina's effective property tax rate is 0.57%. On a $280,000 home, that's approximately $1,596/year or $133/month.