🏦 Mortgage Calculators Vermont

How Much House Can I Afford in Vermont?

Find out how much house you can afford in Vermont with 1.9% property tax. Uses 28/36 rule with Vermont-specific data.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Vermont Quick Facts

8.8% Income Tax Rate

1.90% Property Tax Rate

$65,792 Median Income

114.5 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Calculates home affordability in Vermont using the 28/36 rule. Maximum 28% of gross monthly income for housing (PITI). Includes Vermont's effective property tax rate of 1.9% and average home insurance of $1,280/year. Median home price in Vermont: $350,000.

Key State Information

Vermont housing market: Median home price $350,000 | Property tax rate 1.9% | Avg home insurance $1,280/yr | Median household income $65,792. Homes are expensive relative to income.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Zillow, Tax Foundation

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much house can I afford on the median income in Vermont?

With Vermont's median household income of $65,792 and a 10% down payment, you can typically afford a home priced around $230,272-$296,064 depending on debts and interest rates. The median home in Vermont costs $350,000.

What is the property tax rate in Vermont?

Vermont's effective property tax rate is 1.9%. On a $350,000 home, that's approximately $6,650/year or $554/month.