🏦 Mortgage Calculators West Virginia

How Much House Can I Afford in West Virginia?

Find out how much house you can afford in West Virginia with 0.58% property tax. Uses 28/36 rule with West Virginia-specific data.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

West Virginia Quick Facts

5.1% Income Tax Rate

0.58% Property Tax Rate

$48,850 Median Income

84.1 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Calculates home affordability in West Virginia using the 28/36 rule. Maximum 28% of gross monthly income for housing (PITI). Includes West Virginia's effective property tax rate of 0.58% and average home insurance of $1,450/year. Median home price in West Virginia: $135,000.

Key State Information

West Virginia housing market: Median home price $135,000 | Property tax rate 0.58% | Avg home insurance $1,450/yr | Median household income $48,850. Homes are very affordable relative to income.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Census Bureau, Zillow, Tax Foundation

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much house can I afford on the median income in West Virginia?

With West Virginia's median household income of $48,850 and a 10% down payment, you can typically afford a home priced around $170,975-$219,825 depending on debts and interest rates. The median home in West Virginia costs $135,000.

What is the property tax rate in West Virginia?

West Virginia's effective property tax rate is 0.58%. On a $135,000 home, that's approximately $783/year or $65/month.