🏠 Rental Property Calculators Idaho

Idaho Rental Property ROI Calculator

Free Idaho rental property ROI calculator. Analyze cash flow, cap rate, and cash-on-cash return using Idaho's 0.69% property tax rate.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Idaho Quick Facts

5.8% Income Tax Rate

0.69% Property Tax Rate

$63,377 Median Income

97.7 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

This calculator uses standard real estate investment analysis to determine the return on a rental property in Idaho. It factors in the mortgage payment (using a standard amortization formula), property taxes at Idaho's effective rate of 0.69%, insurance, vacancy loss, maintenance reserves, and property management fees. The cap rate is calculated as Net Operating Income divided by purchase price. Cash-on-cash return measures annual cash flow relative to total cash invested (down payment + estimated closing costs). The 10-year projection assumes 3% annual appreciation and 2% annual rent increases.

Key State Information

Idaho has an effective property tax rate of 0.69%, which is below the national average of 1.10%. Idaho has a flat 5.8% state income tax that applies to rental income. Idaho offers a homestead exemption of up to $125,000 (applies to primary residence, not investment properties).

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Tax Foundation, HUD, Census Bureau

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

What is the average property tax rate in Idaho?

Idaho's effective property tax rate is 0.69%, which means on a $420,000 home, you'd pay approximately $2,898 per year in property taxes.

Is Idaho a good state for rental property investment?

Idaho offers a median home price of $420,000 with 2BR rents averaging $1050/month. The low property tax rate is favorable for investors. Use this calculator with your specific numbers to determine the actual ROI.

What is a good cap rate for rental property in Idaho?

A cap rate of 5-8% is generally considered good for rental properties. In Idaho, cap rates vary significantly by market. Urban areas tend to have lower cap rates (3-5%) but more consistent appreciation, while rural areas may offer higher cap rates (7-10%) with less growth potential.

How much do I need to invest in a rental property in Idaho?

For a median-priced home in Idaho ($420,000), a 20% down payment would be $84,000. Including estimated closing costs of $12,600, you'd need approximately $96,600 in cash.

Does Idaho have landlord-friendly laws?

Idaho has moderate landlord-tenant laws. Research specific local regulations before investing.