Terms of Service

Acceptance of Terms

By accessing and using StateCalc ("the Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

Description of Service

StateCalc provides free online financial calculators for informational and educational purposes. The Site includes calculators for mortgages, rental property ROI, taxes, investments, and other financial topics.

Not Financial Advice

The calculators and content on this Site are for informational purposes only and do not constitute financial, tax, legal, or investment advice. Results are estimates based on the inputs you provide and publicly available data. Actual results may vary based on factors not accounted for in our calculators.

You should consult with a qualified financial advisor, tax professional, or attorney before making any financial decisions based on calculator results.

Accuracy of Information

We strive to use accurate, up-to-date data from official sources (IRS, HUD, Census Bureau, Tax Foundation, etc.). However, we do not guarantee the accuracy, completeness, or timeliness of any information on this Site. Data may become outdated between updates.

Limitation of Liability

StateCalc, its owners, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any calculator results or content.

Intellectual Property

The Site's design, code, and original content are protected by copyright. The underlying calculator formulas are mathematical computations and are not proprietary. You may not scrape, copy, or reproduce substantial portions of the Site's content without permission.

User Conduct

You agree not to:

• Use the Site for any unlawful purpose
• Attempt to disrupt or overload the Site's infrastructure
• Scrape or harvest data from the Site in an automated manner
• Misrepresent calculator results as professional financial advice

Third-Party Links and Ads

The Site may contain advertisements from Google AdSense and links to external websites. We are not responsible for the content or practices of third-party sites. Third-party advertisements do not constitute endorsements.

Changes to Terms

We reserve the right to update these Terms of Service at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be resolved in the applicable courts.

Contact

For questions about these Terms, visit our contact page.