👶🏻 Childcare Cost Calculators Maryland

Maryland Childcare Cost Calculator

Calculate childcare costs in Maryland. Infant daycare ~$17,033/yr. Compare options, tax credits, and DCFSA savings.

Free — No Sign-up Verified Data Editorially Reviewed Updated Feb 2026

Maryland Quick Facts

5.8% Income Tax Rate

1.09% Property Tax Rate

$90,203 Median Income

115.4 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Childcare cost calculator for Maryland. Weekly rate pre-filled based on national averages adjusted by Maryland's cost of living index (115.4). National avg: infant daycare ~$14,760/yr, preschool ~$10,600/yr. DCFSA provides pre-tax savings up to $5,000/yr. Child and Dependent Care Tax Credit: 20-35% of up to $3,000 (1 child) or $6,000 (2+ children).

Key State Information

Maryland childcare facts: Estimated infant daycare ~$17,033/yr (~$1,419/mo) | Preschool ~$12,232/yr | Median household income $90,203 | Childcare as % of income: ~19%.

Standard financial formulas Pre-filled with real state data Estimates only — not financial advice

Data Source

Child Care Aware, Census Bureau

View Original Source | Verified 2024-12-01 | Updated annually

Frequently Asked Questions

How much does daycare cost in Maryland?

In Maryland, infant daycare averages approximately $17,033/year ($1,419/month). Preschool averages ~$12,232/year. This represents about 19% of the state's median household income of $90,203.

How can I reduce childcare costs in Maryland?

Key strategies: (1) Use a Dependent Care FSA (save up to $5,000 pre-tax), (2) Claim the Child and Dependent Care Tax Credit (20-35% of costs), (3) Look into Maryland state child care subsidy programs, (4) Consider family-based daycare vs centers, (5) Explore employer childcare benefits. DCFSA also saves on Maryland's state income tax.