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Bonus Tax Calculator

Enter your bonus to see what is withheld for federal tax, Social Security, Medicare and state tax, and what reaches your account. Pick your state to fill in its bonus withholding rate; the table below gives every state's method, rate and rule.

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$0$5,000,000
015%
$0$10,000,000
0100%

Net Cash Bonus (Take-Home)

$3,518.00

Estimated • Based on your inputs

Total Tax Withheld

$1,483.00

Detailed Breakdown

Effective Withholding Rate29.65%
Federal Withholding (22%/37%)$1,100.00
73%
State Withholding$0.00
Social Security (6.2%)$310.00
20%
Medicare (1.45%)$73.00
5%
Additional Medicare Tax (0.9%)$0.00
401(k) Deferral$0.00

Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.

How this calculator works

Federal withholding is 22% of the bonus after any 401(k) deferral, and 37% on the part of the year's supplemental wages above $1,000,000. State withholding is the rate you enter times the same amount; the state picker fills each state's published flat supplemental rate, or, for a state that publishes none, the estimate in the table below. Social Security (6.2%, up to the year's wage base) and Medicare (1.45%, plus 0.9% on wages above $200,000) apply to the whole bonus, deferral included. The result is what is withheld from the check, not the tax you finally owe.

Source: IRS Publication 15 (2026); state withholding publications as listed checked

Bonus withholding by state

Each row runs the calculator on a $5,000 bonus with $60,000 of wages earlier in the year and no 401(k) deferral; federal withholding and FICA are the same in every state ($1,100 and $383).

State How the state withholdsRate usedState tax on a $5,000 bonusYou receiveState rule
Alabama Published flat supplemental rate5%$250$3,268Employers may withhold from bonuses and supplemental wage payments at 5%.
Alaska No state income tax0%$0$3,518Alaska has no state income tax, so bonuses face no state withholding.
Arizona Regular (aggregate) method, estimated2%$100$3,418Arizona has no separate bonus rate: employers withhold the percentage of gross pay the employee elected on Form A-4 (0.5% to 3.5%), or 2.0% if no Form A-4 is on file. Rate used here: the 2.0% Arizona employers withhold when an employee has not filed Form A-4.
Arkansas Published flat supplemental rate3.9%$195$3,323If bonuses, commissions or overtime are paid with regular wages, deduct 3.9% of the bonus or commission; the department warns this can over-withhold until the return is filed.
California Published flat supplemental rate10.23%$512$3,006Bonuses and stock options: 10.23%. Other supplemental wages (overtime, commissions, sales awards, severance, back pay): 6.6%.
Colorado Regular (aggregate) method, estimated4.4%$220$3,298Colorado has no separate bonus rate; employers withhold using the regular method on your combined pay. Rate used here: Colorado's flat 4.4% income-tax rate.
Connecticut Regular (aggregate) method, estimated5.5%$275$3,243Connecticut has no separate bonus rate; employers withhold using the regular method on your combined pay. Rate used here: the Connecticut income-tax bracket rate that applies at $60,000 of annual wages (5.5%), before state deductions and credits.
Delaware Regular (aggregate) method, estimated5.55%$278$3,240Delaware has no published bonus rate; employers generally use the regular withholding method. Rate used here: the Delaware income-tax bracket rate that applies at $60,000 of annual wages (5.55%), before state deductions and credits.
Florida No state income tax0%$0$3,518Florida has no state income tax, so bonuses face no state withholding.
Georgia Regular (aggregate) method, estimated4.99%$250$3,268Georgia has no separate bonus rate; employers withhold using the regular method on your combined pay. Rate used here: Georgia's flat 4.99% income-tax rate.
Hawaii Regular (aggregate) method, estimated7.6%$380$3,138Hawaii has no separate bonus rate; employers withhold using the regular method on your combined pay. Rate used here: the Hawaii income-tax bracket rate that applies at $60,000 of annual wages (7.6%), before state deductions and credits.
Idaho Published flat supplemental rate5.3%$265$3,253Either combine the supplemental payment with regular wages and treat it as one payment, or multiply a separately issued supplemental payment by 5.3%.
Illinois Regular (aggregate) method, estimated4.95%$248$3,270Illinois has no separate bonus rate; employers use the regular method, though Illinois's flat 4.95% income tax means the effective result is similar. Rate used here: Illinois's flat 4.95% income-tax rate.
Indiana Regular (aggregate) method, estimated2.95%$148$3,370Indiana has no separate bonus rate; employers use the regular method, though Indiana's flat state income tax rate means the effective result is similar. Rate used here: Indiana's flat 2.95% income-tax rate.
Iowa Published flat supplemental rate3.8%$190$3,328If federal tax is withheld at the flat rate, Iowa tax is withheld at the highest individual rate (3.8%); a supplemental payment included with regular wages uses the tables (Iowa Admin. Code 701-307.2(1)"c").
Kansas Published flat supplemental rate5%$250$3,268If the supplemental wage is stated separately and federal tax is withheld as a percentage of it, Kansas withholding is 5% of the gross payment; otherwise use the same combined method as federal.
Kentucky Regular (aggregate) method, estimated3.5%$175$3,343Kentucky has no separate bonus rate; employers use the regular method, though Kentucky's flat income tax rate means the effective result is similar. Rate used here: Kentucky's flat 3.5% income-tax rate.
Louisiana Regular (aggregate) method, estimated3%$150$3,368Louisiana has no separate bonus rate; employers withhold using the regular method on your combined pay. Rate used here: Louisiana's flat 3% income-tax rate.
Maine Published flat supplemental rate5%$250$3,268Supplemental wages paid with regular wages are withheld as one payment; if paid separately, the payer may withhold a flat 5%.
Maryland Regular (aggregate) method, estimated4.75%$238$3,280Maryland has no separate bonus rate; employers withhold using the regular method on your combined pay. Rate used here: the Maryland income-tax bracket rate that applies at $60,000 of annual wages (4.75%), before state deductions and credits.
Massachusetts Regular (aggregate) method, estimated5%$250$3,268Massachusetts has no separate bonus rate; employers use the regular method, though Massachusetts's near-flat income tax rate means the effective result is similar. Rate used here: the Massachusetts income-tax bracket rate that applies at $60,000 of annual wages (5%), before state deductions and credits.
Michigan Regular (aggregate) method, estimated4.25%$213$3,305Michigan has no separate bonus rate; employers use the regular method, though Michigan's flat income tax rate means the effective result is similar. Rate used here: Michigan's flat 4.25% income-tax rate.
Minnesota Published flat supplemental rate6.25%$313$3,205Supplemental payments made separately from regular wages: multiply by 6.25%. Paid with regular wages: combine them (Method 1) or, if listed separately, Method 1 or 2.
Mississippi Regular (aggregate) method, estimated4%$200$3,318Mississippi has no separate bonus rate; employers use the regular method, though Mississippi's flat income tax rate means the effective result is similar. Rate used here: the Mississippi income-tax bracket rate that applies at $60,000 of annual wages (4%), before state deductions and credits.
Missouri Published flat supplemental rate4.7%$235$3,283Supplemental pay included with normal wages goes through the formula; paid separately, withhold a flat 4.7% or add it to the period's regular wages.
Montana Published flat supplemental rate5%$250$3,268Supplemental wages paid separately (for example, a holiday bonus): combine with the current or last payroll period's wages, or withhold a flat 5%.
Nebraska Published flat supplemental rate3.5%$175$3,343Paid with regular wages: one combined payment. Paid at a different time: combine with the current or last payroll period, or elect a flat 3.5%.
Nevada No state income tax0%$0$3,518Nevada has no state income tax, so bonuses face no state withholding.
New Hampshire No state income tax0%$0$3,518New Hampshire does not tax wages, so bonuses face no state withholding.
New Jersey Regular (aggregate) method, estimated5.525%$276$3,241New Jersey has no separate bonus rate; employers combine it with regular wages or withhold without allowances, depending on timing. Paid with regular wages: total both and withhold on the combined payment. Paid at a different time: withhold from the supplemental wages without the exemption allowances claimed on Form NJ-W4. Rate used here: the New Jersey income-tax bracket rate that applies at $60,000 of annual wages (5.525%), before state deductions and credits.
New Mexico Published flat supplemental rate5.9%$295$3,223Use the same method as federal; if federal withholding is a flat percent, withhold a flat 5.9% of the supplemental wage for New Mexico.
New York Published flat supplemental rate11.7%$585$2,933If New York tax is withheld from regular wages, withhold 11.70% on separately paid or separately stated supplemental wages, or use the aggregate method; if not, use the aggregate method. New York City residents also have New York City tax withheld, at its own 4.25% supplemental rate under the same rule (NYS-50-T-NYC, 1/26).
North Carolina Published flat supplemental rate4.09%$205$3,313If tax is withheld from regular wages, withhold a flat 4.09% on separately paid or specified supplemental wages, or use the aggregate method; if not, the aggregate method.
North Dakota Published flat supplemental rate1.5%$75$3,443Supplemental wages paid separately or separately identified: multiply by 1.5%, or use the aggregate method.
Ohio Published flat supplemental rate2.75%$138$3,380Supplemental compensation (bonuses, commissions and other nonrecurring payments) is withheld at the highest rate in R.C. 5747.02(A)(3) for the taxable year; school-district income tax is withheld at the employee's district rate.
Oklahoma Published flat supplemental rate4.5%$225$3,293If tax was withheld from regular wages, withhold at the highest rate in 68 O.S. 2355(B)(1) for the year (4.5% in the 2026 tables) or use the aggregate method (OAC 710:90-1-6).
Oregon Published flat supplemental rate8%$400$3,118Employers may use an 8% flat rate on supplemental wages paid at a different time than the regular payday.
Pennsylvania Regular (aggregate) method, estimated3.07%$154$3,364Pennsylvania has no separate bonus rate; employers use the regular method, which equals Pennsylvania's flat 3.07% income tax rate. Rate used here: Pennsylvania's flat 3.07% income-tax rate.
Rhode Island Published flat supplemental rate5.99%$300$3,218The supplemental withholding rate is 5.99%; supplemental wages paid with regular wages are withheld as one payment.
South Carolina Regular (aggregate) method, estimated5.21%$261$3,257South Carolina has no published supplemental rate; employers generally withhold using the regular method. Rate used here: the South Carolina income-tax bracket rate that applies at $60,000 of annual wages (5.21%), before state deductions and credits.
South Dakota No state income tax0%$0$3,518South Dakota has no state income tax, so bonuses face no state withholding.
Tennessee No state income tax0%$0$3,518Tennessee has no state income tax, so bonuses face no state withholding.
Texas No state income tax0%$0$3,518Texas has no state income tax, so bonuses face no state withholding.
Utah Regular (aggregate) method, estimated4.45%$223$3,295Utah has no separate bonus rate; employers use the regular method, which equals Utah's flat income tax rate. Rate used here: Utah's flat 4.45% income-tax rate.
Vermont Published flat supplemental rate6.6%$330$3,188For non-periodic payments, Vermont withholding can be estimated at 30% of the federal withholding (30% of the 22% federal supplemental rate is 6.6%).
Virginia Published flat supplemental rate5.75%$288$3,230Paid separately: the aggregate method, or, if tax was withheld from regular wages, a flat 5.75%.
Washington No state income tax0%$0$3,518Washington has no state income tax, so bonuses face no state withholding.
West Virginia Regular (aggregate) method, estimated4.22%$211$3,307West Virginia has no separate bonus rate; employers withhold using the regular method on your combined pay. Rate used here: the West Virginia income-tax bracket rate that applies at $60,000 of annual wages (4.22%), before state deductions and credits.
Wisconsin Published flat supplemental rate5.3%$265$3,253Wisconsin's approved flat supplemental percentages depend on the employee's estimated annual gross salary: 3.54% under $12,760, 4.65% to $25,520, 5.30% to $280,950 and 7.65% above (Publication W-166). As an alternative to the combined methods, apply the approved flat percentage for the employee's estimated annual gross salary; the prefill is the 5.30% tier ($25,520 to $280,950).
Wyoming No state income tax0%$0$3,518Wyoming has no state income tax, so bonuses face no state withholding.

Flat rates and rules: each state's own 2026 withholding publication, read 2026-10-08 (listed below). Rows without a publication state a "no separate rate" rule from an earlier payroll compliance chart that was not re-read against the state's guide; their rate is this site's estimate from its state income-tax data, and your employer's figure depends on your withholding certificate and pay schedule. New York City residents also have city tax withheld at its own 4.25% supplemental rate. Withholding is a prepayment: the bonus is taxed with the rest of your income on your return.

Frequently Asked Questions

How much tax is taken out of a bonus?

On a $5,000 bonus paid after $60,000 of earlier wages, $1,100 of federal income tax and $383 of Social Security and Medicare are withheld in every state. State withholding adds nothing in the 9 states without a wage tax and up to $585 in New York; the lowest of the others is North Dakota at $75.

What is my state's bonus tax rate?

22 states publish a flat supplemental rate an employer may withhold from a bonus; 19 have no separate rate and withhold on the bonus together with regular pay, which the table estimates; 9 withhold no state income tax. Pick your state above, or find its row below with the publication it comes from.

Federal bonus withholding rules that apply in every state

Bonuses and other supplemental wages (commissions, severance, back pay, awards) are withheld differently from regular pay. The IRS requires a flat 22% federal withholding rate on supplemental wages up to $1,000,000 in a calendar year and 37% on any amount above that (IRS Publication 15). Regular paychecks instead use the tax tables and your Form W-4, which is why a bonus can look heavily taxed.

The 22% is withholding, not your tax rate. If your total income keeps you in the 10% or 12% bracket, part of it comes back as a refund when you file; if you are in the 24% bracket or higher, you may owe more.

Social Security (6.2%) and Medicare (1.45%) apply to the full bonus, even the part you defer into a 401(k): a pre-tax deferral lowers federal and state income tax withholding but not FICA. Social Security stops once your wages for the year pass the $184,500 2026 wage base, and employers withhold an extra 0.9% Additional Medicare Tax on wages above $200,000 in the year, whatever your filing status.

Each state applies its own rule on top of these: a published flat supplemental rate, the regular (aggregate) method, or no state income tax (table above). A flat supplemental rate is an employer option, not a separate tax: the bonus is taxed with the rest of your income on your state return. Under the regular method the employer adds the bonus to a regular paycheck, withholds on the total and subtracts what the paycheck alone would have withheld, so the result depends on your withholding certificate.

State withholding is a prepayment too. What a bonus really costs in state tax is the extra tax on your return, which depends on the bracket your total income reaches and on state deductions and credits; the withholding in the table above can be more or less than that.

Source: IRS Publication 15 (Circular E)