Home Equity & HELOC Calculators
50 free calculators — all 50 states
Calculate available home equity and HELOC payments by state with property values, LTV ratios, and interest costs.
All Calculators
Alabama Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Alabama. Median home value $242,000, property tax 0.37%. See available equity and monthly payments.
Alaska Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Alaska. Median home value $401,000, property tax 0.94%. See available equity and monthly payments.
Arizona Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Arizona. Median home value $423,000, property tax 0.48%. See available equity and monthly payments.
Arkansas Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Arkansas. Median home value $229,000, property tax 0.56%. See available equity and monthly payments.
California Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in California. Median home value $776,000, property tax 0.7%. See available equity and monthly payments.
Colorado Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Colorado. Median home value $543,000, property tax 0.5%. See available equity and monthly payments.
Connecticut Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Connecticut. Median home value $455,000, property tax 1.54%. See available equity and monthly payments.
Delaware Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Delaware. Median home value $412,000, property tax 0.54%. See available equity and monthly payments.
Florida Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Florida. Median home value $378,000, property tax 0.78%. See available equity and monthly payments.
Georgia Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Georgia. Median home value $335,000, property tax 0.79%. See available equity and monthly payments.
Hawaii Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Hawaii. Median home value $837,000, property tax 0.29%. See available equity and monthly payments.
Idaho Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Idaho. Median home value $482,000, property tax 0.5%. See available equity and monthly payments.
Illinois Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Illinois. Median home value $299,000, property tax 1.88%. See available equity and monthly payments.
Indiana Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Indiana. Median home value $262,000, property tax 0.76%. See available equity and monthly payments.
Iowa Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Iowa. Median home value $241,000, property tax 1.33%. See available equity and monthly payments.
Kansas Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Kansas. Median home value $253,000, property tax 1.21%. See available equity and monthly payments.
Kentucky Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Kentucky. Median home value $235,000, property tax 0.74%. See available equity and monthly payments.
Louisiana Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Louisiana. Median home value $218,000, property tax 0.55%. See available equity and monthly payments.
Maine Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Maine. Median home value $424,000, property tax 0.98%. See available equity and monthly payments.
Maryland Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Maryland. Median home value $436,000, property tax 0.92%. See available equity and monthly payments.
Massachusetts Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Massachusetts. Median home value $673,000, property tax 1%. See available equity and monthly payments.
Michigan Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Michigan. Median home value $270,000, property tax 1.19%. See available equity and monthly payments.
Minnesota Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Minnesota. Median home value $357,000, property tax 1%. See available equity and monthly payments.
Mississippi Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Mississippi. Median home value $198,000, property tax 0.58%. See available equity and monthly payments.
Missouri Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Missouri. Median home value $272,000, property tax 0.89%. See available equity and monthly payments.
Montana Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Montana. Median home value $476,000, property tax 0.61%. See available equity and monthly payments.
Nebraska Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Nebraska. Median home value $284,000, property tax 1.44%. See available equity and monthly payments.
Nevada Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Nevada. Median home value $448,000, property tax 0.5%. See available equity and monthly payments.
New Hampshire Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in New Hampshire. Median home value $523,000, property tax 1.5%. See available equity and monthly payments.
New Jersey Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in New Jersey. Median home value $585,000, property tax 1.88%. See available equity and monthly payments.
New Mexico Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in New Mexico. Median home value $321,000, property tax 0.63%. See available equity and monthly payments.
New York Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in New York. Median home value $526,000, property tax 1.3%. See available equity and monthly payments.
North Carolina Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in North Carolina. Median home value $340,000, property tax 0.66%. See available equity and monthly payments.
North Dakota Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in North Dakota. Median home value $294,000, property tax 0.92%. See available equity and monthly payments.
Ohio Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Ohio. Median home value $252,000, property tax 1.36%. See available equity and monthly payments.
Oklahoma Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Oklahoma. Median home value $225,000, property tax 0.79%. See available equity and monthly payments.
Oregon Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Oregon. Median home value $504,000, property tax 0.81%. See available equity and monthly payments.
Pennsylvania Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Pennsylvania. Median home value $294,000, property tax 1.26%. See available equity and monthly payments.
Rhode Island Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Rhode Island. Median home value $517,000, property tax 1.12%. See available equity and monthly payments.
South Carolina Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in South Carolina. Median home value $309,000, property tax 0.49%. See available equity and monthly payments.
South Dakota Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in South Dakota. Median home value $326,000, property tax 1%. See available equity and monthly payments.
Tennessee Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Tennessee. Median home value $339,000, property tax 0.52%. See available equity and monthly payments.
Texas Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Texas. Median home value $303,000, property tax 1.4%. See available equity and monthly payments.
Utah Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Utah. Median home value $542,000, property tax 0.48%. See available equity and monthly payments.
Vermont Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Vermont. Median home value $402,000, property tax 1.51%. See available equity and monthly payments.
Virginia Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Virginia. Median home value $420,000, property tax 0.78%. See available equity and monthly payments.
Washington Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Washington. Median home value $603,000, property tax 0.75%. See available equity and monthly payments.
West Virginia Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in West Virginia. Median home value $183,000, property tax 0.51%. See available equity and monthly payments.
Wisconsin Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Wisconsin. Median home value $342,000, property tax 1.32%. See available equity and monthly payments.
Wyoming Home Equity & HELOC Calculator
Calculate home equity and HELOC payments in Wyoming. Median home value $373,000, property tax 0.53%. See available equity and monthly payments.
Related Guides
About Home Equity & HELOC Calculators
Calculate available home equity and HELOC payments by state with property values, LTV ratios, and interest costs. All 50 calculators are free to use, require no sign-up, and provide instant, formula-based results — see each calculator's own methodology section below for exactly how its figures are calculated and sourced.
Each calculator includes a detailed methodology section explaining the formulas used, data sources cited with verification dates, and frequently asked questions to help you understand the results. Results are shareable and print-friendly.