Tip Calculator
Enter the bill, the tip percentage and how many people are paying to see the tip, the total and each person's share, before or after sales tax. Pick your state to fill in its sales tax; the table below shows what each state pays tipped workers.
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Tip Amount
Estimated • Based on your inputs
Total with Tip
$90.00
Per Person (Total)
$90.00
Detailed Breakdown
Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.
How this calculator works
Enter the bill as printed, tax included. The calculator backs the sales tax out (bill ÷ (1 + rate)) to find the pre-tax amount and tips on that, or on the full bill if you choose to tip on tax. The total is the bill plus the tip; the per-person lines divide both by the number of people, rounded to the cent. The 15%, 20% and 25% lines are always on the pre-tax amount. The state picker fills the state-level tax on a restaurant bill (the separate meals rate in Connecticut, Maine, Rhode Island and Vermont; New Hampshire's meals tax is not priced); city and county taxes come on top in many places.
Source: U.S. Dept of Labor, Wage and Hour Division (tipped cash wages); Tax Foundation (state sales tax rates) checked
Sales tax and tipped wages by state
The tip column runs the calculator on a $75.00 bill with tax included at the rate in the first column (0% where it is not priced), 20% tipped on the pre-tax amount. The wage column is what an employer must pay a tipped worker in cash before tips.
| State | State tax on a restaurant bill | 20% tip on a $75 bill | Tipped workers' cash wage | Who sets the tax on the bill | Who counts as a tipped employee |
|---|---|---|---|---|---|
| Alabama | 4% | $14.42 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Alaska | 0% | $15.00 | No tip credit: $14.00/hr before tips | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Arizona | 5.6% | $14.20 | $12.15/hr cash wage; tips must lift pay to $15.15/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Arkansas | 6.5% | $14.08 | $2.63/hr cash wage; tips must lift pay to $11.00/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| California | 7.25% | $13.99 | No tip credit: $16.90/hr before tips | California Department of Tax and Fee Administration (statewide rate table). Local layer: district taxes add between 0.10% and 2.00%, and an area can have several | More than $30 a month in tips (federal FLSA test) |
| Colorado | 2.9% | $14.58 | $12.14/hr cash wage; tips must lift pay to $15.16/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Connecticut | 7.35% (meals rate) | $13.97 | $6.38/hr cash wage; tips must lift pay to $16.94/hr. The prefilled cash wage is Connecticut's hotel/restaurant rate; bartenders have a separate rate. | Connecticut Department of Revenue Services, sales tax information | More than $30 a month in tips (federal FLSA test) |
| Delaware | 0% | $15.00 | $2.23/hr cash wage; tips must lift pay to $15.00/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Florida | 6% | $14.15 | $11.98/hr cash wage; tips must lift pay to $15.00/hr | Florida Department of Revenue, sales and use tax | More than $30 a month in tips (federal FLSA test) |
| Georgia | 4% | $14.42 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Hawaii | 4% | $14.42 | $14.75/hr cash wage; tips must lift pay to $16.00/hr. Hawaii permits its tip credit only when cash plus tips is at least $7.00 above the applicable minimum wage. | Hawaii Department of Taxation, general excise tax. Local layer: a 0.5% county surcharge in Honolulu and Kauai | More than $30 a month in tips (federal FLSA test) |
| Idaho | 6% | $14.15 | $3.35/hr cash wage; tips must lift pay to $7.25/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Illinois | 6.25% | $14.12 | $9.00/hr cash wage; tips must lift pay to $15.00/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Indiana | 7% | $14.02 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | Indiana Department of Revenue, sales tax. Local layer: county food-and-beverage tax rates are listed separately by the department | More than $30 a month in tips (federal FLSA test) |
| Iowa | 6% | $14.15 | $4.35/hr cash wage; tips must lift pay to $7.25/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Kansas | 6.5% | $14.08 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | Kansas Department of Revenue, sales tax FAQ | More than $30 a month in tips (federal FLSA test) |
| Kentucky | 6% | $14.15 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | Kentucky Department of Revenue, sales and use tax. Local layer: Kentucky has no local sales tax | More than $30 a month in tips (federal FLSA test) |
| Louisiana | 5% | $14.29 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Maine | 8% (meals rate) | $13.89 | $7.55/hr cash wage; tips must lift pay to $15.10/hr | 36 M.R.S. §1811(1)(D) | More than $191 a month in tips (Maine's own test) |
| Maryland | 6% | $14.15 | $3.63/hr cash wage; tips must lift pay to $15.00/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Massachusetts | 6.25% | $14.12 | $6.75/hr cash wage; tips must lift pay to $15.00/hr | M.G.L. c. 64H §2 | More than $20 a month in tips (Massachusetts's own test) |
| Michigan | 6% | $14.15 | $5.49/hr cash wage; tips must lift pay to $13.73/hr | Michigan Department of Treasury, sales and use tax | More than $30 a month in tips (federal FLSA test) |
| Minnesota | 6.875% | $14.04 | No tip credit: $11.41/hr before tips | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Mississippi | 7% | $14.02 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | Mississippi Department of Revenue, sales tax rates (Miss. Code §27-65-17) | More than $30 a month in tips (federal FLSA test) |
| Missouri | 4.225% | $14.39 | $7.50/hr cash wage; tips must lift pay to $15.00/hr | Missouri Department of Revenue, sales and use tax | More than $30 a month in tips (federal FLSA test) |
| Montana | 0% | $15.00 | No tip credit: $10.85/hr before tips. The prefilled wage is Montana's standard rate; a $4.00/hr rate applies to a narrow class of employers outside FLSA coverage (DOL WHD, fn3, rev. 2026-07-01). | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Nebraska | 5.5% | $14.22 | $2.13/hr cash wage; tips must lift pay to $15.00/hr | Nebraska Department of Revenue, sales and use tax. Local layer: cities and villages add local rates, with several rising from 1% to 1.5% over 2026 and 2027 | More than $30 a month in tips (federal FLSA test) |
| Nevada | 6.85% | $14.04 | No tip credit: $12.00/hr before tips | Nevada Department of Taxation, sales and use tax. Local layer: combined county rates run higher, e.g. 7.60% in Carson City | More than $30 a month in tips (federal FLSA test) |
| New Hampshire | Not priced: use your receipt | $15.00 | $3.27/hr cash wage; tips must lift pay to $7.25/hr | New Hampshire Department of Revenue Administration (meals tax not priced here) | More than $30 a month in tips (federal FLSA test) |
| New Jersey | 6.625% | $14.07 | $6.05/hr cash wage; tips must lift pay to $15.92/hr. The prefilled wage is New Jersey's standard rate; a $15.23/hr rate applies to seasonal employers and employers with fewer than 6 employees (DOL WHD, fn4, rev. 2026-07-01). | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| New Mexico | 4.875% | $14.30 | $3.00/hr cash wage; tips must lift pay to $12.00/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| New York | 4% | $14.42 | $11.35/hr cash wage, tips must lift pay to $17.00/hr (NYC, Long Island & Westchester); $10.70/hr cash wage, tips must lift pay to $16.00/hr (the rest of the state). Food-service rates; Rates set by region (NYSDOL, checked 2026-10-20). Other tipped service workers: $14.15/hr (NYC, Long Island & Westchester); $13.30/hr (the rest of the state). | New York State Department of Taxation and Finance, sales tax rates. Local layer: the Metropolitan Commuter Transportation District adds 0.375%, and combined rates differ by county and city | More than $30 a month in tips (federal FLSA test) |
| North Carolina | 4.75% | $14.32 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | North Carolina Department of Revenue, sales and use tax rates. Local layer: county and transit taxes are added on most purchases | More than $20 a month in tips (North Carolina's own test) |
| North Dakota | 5% | $14.29 | $4.86/hr cash wage; tips must lift pay to $7.25/hr | North Dakota Office of State Tax Commissioner, sales and use tax. Local layer: cities and counties can add sales taxes and their own lodging and restaurant taxes | More than $30 a month in tips (federal FLSA test) |
| Ohio | 5.75% | $14.18 | $5.50/hr cash wage; tips must lift pay to $11.00/hr. The prefilled wage is Ohio's standard rate; employers with annual gross receipts under $405,000 may pay the $7.25 federal minimum instead (DOL WHD, fn6, rev. 2026-07-01). | Ohio Department of Taxation, sales and use. Local layer: county and transit add-ons of up to 3% bring the top combined rate to 8.75% | More than $30 a month in tips (federal FLSA test) |
| Oklahoma | 4.5% | $14.35 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | Oklahoma Tax Commission, sales and use tax. Local layer: county and city taxes are added where levied | More than $30 a month in tips (federal FLSA test) |
| Oregon | 0% | $15.00 | No tip credit: $15.55/hr (standard-rate counties); $16.80/hr (Portland metro); $14.55/hr (nonurban counties) before tips. Rates set by region (Oregon BOLI, checked 2026-10-21). | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Pennsylvania | 6% | $14.15 | $2.83/hr cash wage; tips must lift pay to $7.25/hr | Pennsylvania Department of Revenue, sales, use and hotel occupancy tax. Local layer: state law adds 1% in Allegheny County and 2% in Philadelphia | More than $135 a month in tips (Pennsylvania's own test) |
| Rhode Island | 8% (meals rate) | $13.89 | $3.89/hr cash wage; tips must lift pay to $16.00/hr | R.I. Gen. Laws §44-18-18 and §44-18-18.1 | More than $30 a month in tips (federal FLSA test) |
| South Carolina | 6% | $14.15 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | South Carolina Department of Revenue, sales tax. Local layer: counties can add 1% local taxes with voter approval | More than $30 a month in tips (federal FLSA test) |
| South Dakota | 4.2% | $14.40 | $5.93/hr cash wage; tips must lift pay to $11.85/hr | South Dakota Department of Revenue, sales and use tax | More than $35 a month in tips (South Dakota's own test) |
| Tennessee | 7% | $14.02 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | Tennessee Department of Revenue, sales and use tax. Local layer: local rates differ by county and city | More than $30 a month in tips (federal FLSA test) |
| Texas | 6.25% | $14.12 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | Texas Comptroller of Public Accounts, sales and use tax. Local layer: local taxing units (city, county, transit, special district) may stack up to 2% more, so no Texas bill is taxed above 8.25% | More than $20 a month in tips (Texas's own test) |
| Utah | 6.1% | $14.14 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| Vermont | 9% (meals rate) | $13.76 | $7.21/hr cash wage; tips must lift pay to $14.42/hr | 32 V.S.A. §9241(b) | More than $120 a month in tips (Vermont's own test) |
| Virginia | 5.3% | $14.25 | $2.13/hr cash wage; tips must lift pay to $12.77/hr | Virginia Department of Taxation, retail sales and use tax | More than $30 a month in tips (federal FLSA test) |
| Washington | 6.5% | $14.08 | No tip credit: $17.13/hr before tips | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
| West Virginia | 6% | $14.15 | $2.62/hr cash wage; tips must lift pay to $8.75/hr | West Virginia Tax Division, consumers sales and service tax. Local layer: cities that levy it add 1% | More than $30 a month in tips (federal FLSA test) |
| Wisconsin | 5% | $14.29 | $2.33/hr cash wage; tips must lift pay to $7.25/hr | Wisconsin Department of Revenue, tax rates FAQ. Local layer: 70 counties add 0.5% | More than $30 a month in tips (federal FLSA test) |
| Wyoming | 4% | $14.42 | $2.13/hr cash wage; tips must lift pay to $7.25/hr | This site's state sales tax table | More than $30 a month in tips (federal FLSA test) |
Cash wages and tip-credit rules: U.S. Department of Labor, Wage and Hour Division, Minimum Wages for Tipped Employees (checked 2026-07-31), and the state notes shown. Tax on the bill: Connecticut, Maine, Rhode Island and Vermont tax restaurant meals at their own meals rate, read from the state statute or revenue department on 2026-10-19; other states show the general state rate (from the state revenue department or statute where this site read one on 2026-10-19, otherwise this site's state sales tax table). City and county taxes are not included.
- U.S. DOL: Minimum wages for tipped employees
- California: California Department of Tax and Fee Administration (statewide rate table) (tax on a restaurant bill)
- Connecticut: Connecticut Department of Revenue Services, sales tax information (tax on a restaurant bill)
- Florida: Florida Department of Revenue, sales and use tax (tax on a restaurant bill)
- Hawaii: Hawaii Department of Taxation, general excise tax (tax on a restaurant bill)
- Indiana: Indiana Department of Revenue, sales tax (tax on a restaurant bill)
- Kansas: Kansas Department of Revenue, sales tax FAQ (tax on a restaurant bill)
- Kentucky: Kentucky Department of Revenue, sales and use tax (tax on a restaurant bill)
- Maine: 36 M.R.S. §1811(1)(D) (tax on a restaurant bill)
- Massachusetts: M.G.L. c. 64H §2 (tax on a restaurant bill)
- Michigan: Michigan Department of Treasury, sales and use tax (tax on a restaurant bill)
- Mississippi: Mississippi Department of Revenue, sales tax rates (Miss. Code §27-65-17) (tax on a restaurant bill)
- Missouri: Missouri Department of Revenue, sales and use tax (tax on a restaurant bill)
- Nebraska: Nebraska Department of Revenue, sales and use tax (tax on a restaurant bill)
- Nevada: Nevada Department of Taxation, sales and use tax (tax on a restaurant bill)
- New York: New York State Department of Taxation and Finance, sales tax rates (tax on a restaurant bill)
- North Carolina: North Carolina Department of Revenue, sales and use tax rates (tax on a restaurant bill)
- North Dakota: North Dakota Office of State Tax Commissioner, sales and use tax (tax on a restaurant bill)
- Ohio: Ohio Department of Taxation, sales and use (tax on a restaurant bill)
- Oklahoma: Oklahoma Tax Commission, sales and use tax (tax on a restaurant bill)
- Pennsylvania: Pennsylvania Department of Revenue, sales, use and hotel occupancy tax (tax on a restaurant bill)
- Rhode Island: R.I. Gen. Laws §44-18-18 and §44-18-18.1 (tax on a restaurant bill)
- South Carolina: South Carolina Department of Revenue, sales tax (tax on a restaurant bill)
- South Dakota: South Dakota Department of Revenue, sales and use tax (tax on a restaurant bill)
- Tennessee: Tennessee Department of Revenue, sales and use tax (tax on a restaurant bill)
- Texas: Texas Comptroller of Public Accounts, sales and use tax (tax on a restaurant bill)
- Vermont: 32 V.S.A. §9241(b) (tax on a restaurant bill)
- Virginia: Virginia Department of Taxation, retail sales and use tax (tax on a restaurant bill)
- West Virginia: West Virginia Tax Division, consumers sales and service tax (tax on a restaurant bill)
- Wisconsin: Wisconsin Department of Revenue, tax rates FAQ (tax on a restaurant bill)
- Tax Foundation: State and local sales tax rates
Frequently Asked Questions
Should I tip on the bill before or after tax?
Either is accepted; tipping on the pre-tax amount is the more common practice. On a $75.00 bill with no sales tax, 20% is $15.00. Where 10% tax is included in a $100.00 bill, a 20% tip on the pre-tax $90.91 is $18.18, versus $20.00 on the full bill.
How much should I tip at a restaurant?
15% for adequate service, 18% to 20% for good service, and 20% to 25% or more for excellent service, on the pre-tax amount. The quick-reference lines in the results show 15%, 20% and 25% of your pre-tax bill.
Does the state change what servers are paid?
Yes. Where a state allows a tip credit, an employer may pay a lower cash wage as long as cash wage plus tips reaches the full minimum each workweek. Alaska, California, Minnesota, Montana, Nevada, Oregon and Washington allow no tip credit, so servers there get the full state minimum before tips. The table below gives each state's cash wage and rules; Alaska, Delaware, Montana, New Hampshire and Oregon charge no statewide sales tax.
All Calculators
California Tip Calculator
Calculate tips in California. Tipped cash wage $16.90/hr, state minimum $16.90/hr. Split bills and see pre/post-tax tips.
Florida Tip Calculator
Calculate tips in Florida. Tipped cash wage $11.98/hr, state minimum $15/hr. Split bills and see pre/post-tax tips.
Massachusetts Tip Calculator
Calculate tips in Massachusetts. Tipped cash wage $6.75/hr, state minimum $15/hr. Split bills and see pre/post-tax tips.
New Jersey Tip Calculator
Calculate tips in New Jersey. Tipped cash wage $6.05/hr, state minimum $15.92/hr. Split bills and see pre/post-tax tips.