Utility Cost Calculators Indiana

Indiana Utility Cost Calculator

Calculate utility costs in Indiana using real EIA electricity (16.73¢/kWh) and natural gas rates. Estimated electric ~$151/mo, gas ~$48/mo, water ~$35/mo for a typical home.

Typical total monthly utility bill in Indiana: $297 for a 1,800 sq ft home with 3 occupants -- $151 electricity, $48 natural gas, $35 water/sewer, and $63 internet under this page's default assumptions. Change the inputs below, or compare states with the utility bill estimator.

What sets Indiana utility bills
MeasureIndianaRank, normal or source
Electricity price, July 202616.73¢ per kWh (July 2025 16.18¢, +3.4%)22nd highest of 50; 9% below U.S.
Use per home, 2024901 kWh a month25th highest of 50; 4% above U.S.
Electric bill901 kWh × 16.73¢ = $150.74, about $1512024: $133.06 at 14.77¢, 28th highest of 50
Natural gas, 2025 average$11.49 per Mcf (about $1.11 per therm)31st highest of 44 (2025 averages); July 2026 $24.12, not used
Heating degree days, Jul 2025–Jun 20265,435normal 5,894, 8% below
Cooling degree days, same months960normal 894, 7% above
Home energy, 2024natural gas 50.4%, electricity 40.3%, heating oil and propane 5%, wood 2.6%, geothermal 1.4%EIA SEDS, at the meter
In-state generation, 2024coal 41.8%, natural gas 41.1%, wind 10.6%EIA-923
Largest residential sellers, 2024Duke Energy Indiana, LLC (investor-owned) 27.3%; AES Indiana (investor-owned) 15.3%EIA-861

EIA (EPM 5.6.A, EIA-861, gas annual prices at 10.37 therms per Mcf) read 2026-10-11; NOAA CPC, EIA SEDS and EIA-923 2026-10-13.

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By StateCalc Team
Updated Estimate — not official figures
Use Calculator Free — No Sign-up Instant Results Updated

Estimate only — these are not official figures

EIA use and prices for Indiana; home-size scaling, gas use, water and internet modeled

Do not rely on these amounts for budgeting or payment. For exact amounts, check the residential rate of Duke Energy Indiana, LLC or your own utility.

Enter Your Details

Adjust values to see instant results

20010000
110
0.050.6

Pre-filled: EIA Electric Power Monthly, Table 5.6.A (Residential, July 2026)

0.38

Pre-filled: EIA residential natural gas price, 2025 annual average ($11.49/Mcf)

Additional Details

120
50200

Pre-filled: C2ER Cost of Living Index (via MERIC)

Monthly Electric Bill

$151.00

Estimated • Based on your inputs

Total Monthly Utilities

$297.00

Annual Utility Costs

$3,564.00

Detailed Breakdown

Monthly Gas Bill$48.00
32%
Monthly Water & Sewer$35.00
23%
Internet & Cable (Est.)$63.00
42%
% of Median Income4.95%
Cost per Sq Ft/Month$0.17
0%

Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.
Indiana Quick Facts
2.95% Income Tax Rate
0.76% Property Tax Rate
$71,959 Median Income
89.7 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

Indiana inputs: 901 kWh a month (EIA-861 2024) × 16.73¢ (EIA, July 2026), scaled to your home size and occupants; gas $11.49/Mcf ÷ 10.37 = $1.108/therm (EIA 2025 annual average); water $4.93 per 1,000 gallons and internet $63/month, both from cost-of-living index 89.7; income share on $71,959.

Key State Information

3,056,216 Indiana residential electricity customers (EIA-861, 2024) · cost-of-living index 89.7 · median household income $71,959.

Standard financial formulas Pre-filled with documented models and state context Estimates only — not financial advice
Data Source
U.S. Energy Information Administration (EIA), Form EIA-861 & monthly energy reports
View Original Source | Source record reviewed | Review target: annually

What drives Indiana utility bills

Heating is Indiana's larger weather load: a normal July-to-June brings 5,894 heating against 894 cooling degree days. The 2025–26 heating season peaked in Jan 2026.

Natural gas supplied 50.4% of Indiana home energy in 2024, electricity 40.3%.

Duke Energy Indiana, LLC sold 27.3% of Indiana's 2024 residential electricity, AES Indiana 15.3%.

Indiana degree days by month
MonthHeatingCooling
Jul 20250378
Aug 202542214
Sep 202564103
Oct 202529524
Nov 20256940
Dec 20251,0790
Jan 20261,2740
Feb 20269260
Mar 20265522
Apr 202625925
May 202620844
Jun 202642170
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StateCalc Team

Editorial Team

The StateCalc team builds free financial calculators using data from official government sources including the IRS, U.S. Census Bureau, BLS, and state revenue departments. All formulas are validated by an automated test suite and cross-referenced against published data.

Our editorial standards

Frequently Asked Questions

What is the average electric bill in Indiana?

EIA 2024: $133.06 a month (901 kWh × 14.77¢). July 2026 price 16.73¢: $151.

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National Data

The full 50-state dataset behind this calculator

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Electricity Cost by State (Full Dataset)

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