Grocery Budget Calculators North Dakota

North Dakota Grocery Budget Calculator

$1,326/mo for 4 in North Dakota on the USDA Moderate-Cost plan ($3.63 per person per meal). Groceries are sales-tax exempt.

At North Dakota grocery prices, USDA's Moderate-Cost food plan for a family of four costs about $1,326 a month — about $306 a week, or $3.63 per person per meal. North Dakota exempts unprepared groceries from sales tax, so the effective grocery rate is 0% and that basket carries $0 of state grocery tax — not the 5% general rate that applies to other merchandise (prepared and restaurant food is still taxable). $15,909 a year is 20.43% of North Dakota's $77,871 median household income. Official vs modeled: USDA does not publish a state-specific food-plan cost for North Dakota, so the North Dakota figure is StateCalc's model of USDA's national August 2026 figure at North Dakota's grocery prices.

Updated Estimate — not official figures
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Estimate only — these are not official figures

USDA's August 2026 national plan figures × North Dakota's C2ER grocery price index of 95.5; USDA publishes no North Dakota figure, so the result is modeled

Do not rely on these amounts for budgeting or payment. For exact amounts, check the USDA Cost of Food at Home reports for the national plan figures.

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112
14
021
$5$200
50200

Pre-filled: C2ER Cost of Living Index, Grocery component (via MERIC)

Monthly Grocery Budget

$1,064.12

Estimated • Based on your inputs

Total Monthly Food Cost

$1,271.96

Food as % of North Dakota's Median Income

19.60%

Detailed Breakdown

Monthly Dining Out$207.84
1%
Annual Food Cost$15,263.52
88%
Annual Sales Tax on Groceries$0.00
Monthly Cost Per Person$354.71
2%
Daily Food Cost$41.79
0%
USDA Reference-Family Anchor (U.S. Avg)$1,388.20
8%
Geographic Multiplier (C2ER Grocery Index)0.9550
Effective Grocery Tax Rate0.00%

Disclaimer: This calculator provides estimates for informational purposes only. Results should not be considered financial, tax, or legal advice. Consult a qualified professional for your specific situation.

North Dakota Quick Facts
2.5% Income Tax Rate
0.92% Property Tax Rate
$77,871 Median Income
90.5 Cost of Living

How This Calculator Works

Calculation methodology and assumptions

North Dakota inputs: grocery price index 95.5 (C2ER Grocery component, Q2 2026, via MERIC), so USDA's August 2026 national plan figures are multiplied by 0.955 rather than by the overall cost-of-living index of 90.5. A family of 4 in North Dakota: Thrifty ~$978, Low-Cost ~$1,075, Moderate ~$1,326, Liberal ~$1,603 a month. North Dakota exempts most groceries (unprepared food for home consumption) from state sales tax. Prepared/restaurant food is still taxable. Grocery tax used here: 0% (general sales tax 5%). Food as a share of income divides by North Dakota's $77,871 median household income, and restaurant meals default to $16. Those are modeled figures; the USDA method every state shares is explained on the grocery budget hub.

Key State Information

North Dakota food cost context: grocery price index 95.5 (below the U.S. 100) | cost of living index 90.5 | Effective grocery tax rate: 0% | median household income $77,871.

Standard financial formulas Pre-filled with documented models and state context Estimates only — not financial advice
Data Source
USDA Food and Nutrition Administration — Cost of Food at Home Reports
View Original Source | Source record reviewed | Review target: annually

Example Calculation

Let's build a realistic grocery budget for a family in North Dakota.

North Dakota's grocery price index is 95.5 (C2ER Grocery component, Q2 2026, via MERIC; 100 = national average), which scales USDA's national Moderate-cost figure for a family of four to roughly $1,326/month here.

Result: Recommended monthly grocery budget in North Dakota: approximately $1,326. The Thrifty plan (about $978/month) is achievable with meal planning and cooking from scratch. Switching from the Liberal plan (~$1,603/month) down to Moderate saves roughly $3,324/year per family — mostly by cutting convenience foods and eating out less.

Worked example: groceries for a family of four in North Dakota

$1,388.20 (USDA Moderate-Cost, reference family of four, August 2026) × 0.9550 (North Dakota's C2ER grocery index, 95.5 in Q2 2026) = $1,325.73 a month, $15,908.76 a year. North Dakota charges no state tax on groceries.

North Dakota monthly grocery cost by household size (before tax)
HouseholdThriftyModerate-CostLiberal
1 person$328$421$524
2 people$602$771$961
3 people$800$1,064$1,300
4 people$978$1,326$1,603
5 people$1,161$1,574$1,904
SC

StateCalc Team

Editorial Team

The StateCalc team builds free financial calculators using data from official government sources including the IRS, U.S. Census Bureau, BLS, and state revenue departments. All formulas are validated by an automated test suite and cross-referenced against published data.

Our editorial standards

Frequently Asked Questions

How much should I spend on groceries in North Dakota?

On USDA's Moderate-Cost plan at North Dakota prices: about $1,326 a month for a family of 4, $771 for two adults and $421 for one adult. The Thrifty to Liberal range for 4 is Thrifty ~$978, Low-Cost ~$1,075, Moderate ~$1,326 to Liberal ~$1,603.

What is the average meal cost in North Dakota?

About $3.63 per person for a home-cooked meal: $1,326 a month ÷ 4 people ÷ 30.44 days ÷ 3 meals. Restaurant meals are separate; this page defaults them to $16.

What is the average weekly grocery bill in North Dakota?

About $306 a week for a family of four and $97 for one person (the monthly figures × 12 ÷ 52).

Are groceries taxed in North Dakota?

North Dakota exempts most groceries (unprepared food for home consumption) from state sales tax. Prepared/restaurant food is still taxable. On the $1,326 family-of-4 basket that is about $0 a year in state grocery tax, at an effective grocery tax rate of 0%.

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